DIVORCE MORTGAGE SOLUTION
Simplify equity decisions during divorce stress
Helping divorcing homeowners make informed decisions regarding their home equity division and mortgage financing opportunities during and after divorce.
Overwhelmed by constant worry?
Emotional Stress and Uncertainty
Complexity of Home Equity Division
Fear of Financial Instability
Knowledge Gaps in Mortgage Options Post-Divorce
Potential Pitfalls in Divorce Agreements
Financial and Legal Coordination Challenges
Stop emotional stress & uncertainty
Start with a Free Consultation
Complete a Simple Application
Get a Personalized Plan
Finalize the Details
What is divorce mortgage planning and how can it help you?
Divorce mortgage planning is a specialized process that helps divorcing individuals navigate the complexities of homeownership, equity division, and mortgage qualification during and after a divorce. By integrating financial, legal, and mortgage strategies, it ensures decisions around the marital home align with your long-term goals and settlement agreements.
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Clarity and Confidence
Gain a clear understanding of your options, ensuring you make informed decisions about keeping or selling the home.
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Financial Security
Strategically structure your mortgage to align with your budget and future financial stability.
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Streamlined Settlement
Ensure the division of assets, including home equity, is seamless and supports your vision for post-divorce life.
Your home equity advocate during divorce
Tami Wollensak, CDLP®, is a mortgage industry expert with over 25 years of experience. She specializes in helping divorcing individuals navigate home equity solutions during difficult times. As a Certified Divorce Lending Professional (CDLP®), Tami identifies potential gaps in divorce agreements that may impact the mortgage process. She collaborates with attorneys, mediators, and financial advisors to explore all options and achieve the best outcomes for divorcing couples' real estate.
A single source of truth
“Tami was a pleasure to work with. She was patient with questions, always pleasant, and provided clear and concise explanations about the loan process. Tami is very knowledgeable on the topic of divorce and how that can affect loan options. I would definitely refer friends and family to Tami in the future.”
“I feel privileged to have had the opportunity to work with Tami. I was referred to her by our mediator in the divorce process. Though 50% of marriages end in divorce, when it happens to you, it’s all new and daunting. Despite having a professional career, I did not take on the responsibility to care for the finances of our home, as I focused on our children and my vocation. Hence the process of learning this responsibility has been steep. Making a decision to keep or walk away from a marital home is difficult as it’s not just the structure, it’s the community you built for yourself and your family. Tami has walked me through every step of the process, while answering any questions I had without judgement. She provided a visual for different scenarios in owning our marital home which gave me clarity. She is professional, kind, approachable, and feels genuine. I am grateful our paths crossed. ”
“Being a business owner, my finances aren’t straightforward. In the past I found myself scratching my head with prior firms as I knew I should easily qualify but the broker was not equipped to analyze my account in a way that was efficient causing mountains of work and delays in processing. Fast forward and add that I am going through a divorce and the prospect of getting a new mortgage could have become a daunting task. Tami at Oak Leaf Mortgage made this process simple and easy, only needing what was necessary to evaluate my qualifications and guiding me step by step thru the process. Tami and Oak Leaf were wonderful to work with and their firm delivered as promised. I would highly recommend them especially if you have complex finances or life situations.”
“Im a realtor who works both in the tradiitonal real estate field and am also active in the divorce real estate area as a Certified Divorce Real Estate Expert. Tami is exceptional in working with all kinds of buyers. I know my clients are in great hands working with Tami. She is informed of all aspects of lending and is a caring individual towards her clients. I highly recommend Tami Wollensak as your lender. ”
“As a Collaborative Lawyer, I pride myself on putting together teams so that my client (and the whole family) can build a healthy future once the divorce is over. Tami brings a wealth of knowledge and compassion to the table. Recently, I had a case where the couple had worked out all of the terms of their divorce amicably. And - I saw an opportunity to create an even better result based on information that Tami had shared with me. We brought her into the case and now - the couple is even more satisfied.”
“Tami's experience and patience as I moved and relocated across country cannot be stressed enough. Often times during this process I was asked by several people in the DC area how the loan portion of my home buying was going. Tami is a pro and a champion of the buyer. I would suggest her and her team to anyone - and I do! ”
“I met Tami under challenging life circumstances and looking back, we couldn’t have been in better hands. Tami was able to deliver a favorable lending outcome for our family and was a pleasure to work with. She leverages her personal and professional experiences which give her the credibility and insights many other lenders aren’t capable of. 5/5 stars.”